Translation of "overdraft facility" into Italian

Thirdly, the compromise that has been reached will effectively put an end to overdraft facilities, which are standard practice in Germany and widely used elsewhere.

Terzo, il compromesso raggiunto, in effetti, porrà fine alle facilitazioni di scoperto, che sono prassi consueta in Germania e impiegate ampiamente altrove.

And presumably you wouldn't trust them with an overdraft facility?

E presumibilmente, non concederebbe loro un fido?